SIP calculator
Estimates maturity value for a fixed monthly SIP with a constant expected annual return. Assumes payments at the end of each month; actual market returns vary.
Maturity value
- Total invested
- Estimated gains
- Number of instalments
How SIP is calculated
Future value of a monthly SIP (payment at month-end) is FV = P × ((1 + r)n − 1) ÷ r, where P is monthly SIP, r is monthly return (annual rate ÷ 12 ÷ 100), and n is number of months. If return is 0%, FV = P × n.