Retirement calculator

Projects your corpus at retirement from today’s savings and a steady monthly contribution, compounded monthly. Assumes a constant return; real returns vary. Does not model tax, inflation, or withdrawals after retirement.

Regular investment until retirement (e.g. NPS, EPF voluntary, mutual fund SIP).

How this works

Your existing corpus grows as a lump sum. Each monthly contribution is treated like an end-of-month SIP for the remaining months until retirement. The same expected return is applied throughout the accumulation phase.